前两年,比特币币价的一度上涨,在币圈行业刷起了一阵狂潮。比特币市场的火爆,将作为底层技术的区块链引入到了大家的视线当中,随着大家对区块链关注度的上涨,一些行业的巨大开始在区块链行业探索,而区块链也从大家误认的只是比特币技术的猜测中脱颖而出,开始在众多的行业中落实。下面我们来看看国内几个区块链的实际应用案例:
In the first two years, bitcoin chains:
1.银行积分跨行兑换
1. Interbank exchange of bank scores
16年9月,基于区块链技术搭建的共享积分系统在中国银联和IBM试运行。利用区块链技术允许用户跨行、跨平台兑换奖励积分。也就是说,用户在一家银行的积分可以兑换其他银行积分、航空公司里程和超市奖励等。让用户更方便使用自己的银行积分,也提高了积分的使用效率。
In September 16, a system of shared credits, based on block chain technology, was piloted in China’s Silver Union and IBM. The block chain technology allows users to exchange credits across rows and platforms. In other words, users’ credits in one bank can be exchanged for other bank credits, airline mileage, and supermarket incentives.
2.银行贷款清算
2. Bank loan liquidation
16年9月,基于区块链技术的银行间联合贷款清算平台在微众银行和上海华瑞银行试运行,优化两家银行“微粒贷”联合贷款的结算和清算。将所有用户的数据记录在区块链上,无法被他人篡改,实现交易过程中的实时清算,节省了大量人力物力。
In September 16, a joint inter-bank lending clearing platform based on
3.汽车零部件溯源
3. Retroactivity of vehicle parts and components
丰田汽车通过区块链技术,将生产的每个零部件加工使用过程以数据的形式放到区块链上,在汽车零部件出现问题时,便能快速查询到零部件的生产地。
Toyota vehicles, through block chain technology, place each component produced in a data-based process on the block chain and can quickly access the area where the spare parts are produced when problems arise.
4.蚂蚁金服区块链应用
4. Application of the ants gold-wearing block chain
17年8月,蚂蚁金服上线了国内保险业首个爱心救助账户,利用区块链技术,确保每一笔资金的公开透明、每一笔资金的用途都有迹可循。同年,蚂蚁金服还将区块链技术用于食品和商品溯源上,你可以通过扫一扫功能快速查询食品和商品是否属于正品。
In August 17, an ant gold suit went online to the country’s insurance industry’s first loving rescue account, using block chain technology to ensure that every sum of money is made transparent and that the use of each money is traceable. In the same year, an ant gold suit also uses block chain technology for food and commodity traceability, so that you can quickly check whether food and commodities are authentic or not.
5.央行数据票据交易平台
5. Central Bank data paper trading platform
17年1月,央行基于区块链搭建的数字票据交易平台测试成功。引入数字货币进行结算,实现数字票据交易的资金流和信息流同步转移,从而实现DVP票款对付结算。同时,区块链数字身份方案解决了不同金融机构间对用户重复KYC认证的问题等。解决了信息保密问题,又保证了监管方在必要时拥有看穿机制。
The introduction of digital currency was successfully tested in January 17, leading to a synchronized transfer of funds and information flows from digital paper transactions, which resulted in DVP fares against settlements. At the same time, the block chain digital identity program addressed the problem of duplicated KYC certifications among users among different financial institutions.
除了以上的5个案例外,还有许多区块链技术应用逐步落地推广,备受行业青睐。同时,区块链的安全技术问题也备受关注和争议。目前主要有5大问题:
In addition to the five above-mentioned cases, there are a number of block chain technology applications that are becoming increasingly popular with the industry. At the same time, the issue of block chain security technology is a matter of concern and controversy.
① .底层代码的安全性
1. Security of the bottom code
② .密码算法的安全性
2. Security of cryptographic algorithms
③ .共识机制的安全性
3. Security of the consensus mechanism
④ .智能合约的安全性
4. Security of smart contracts
⑤ .数字钱包的安全性
5. Security of digital wallets
目前,区块链还处于发展初期,技术还不是太过完善,有些项目还在落实阶段,还有许多问题需要处理。所以对于普通的用户来说,只有在技术绝对的完善之后,才可以被接受;对于企业来说,区块链技术的安全性不仅要保障自身数据的安全,而且还要保障客户数据的安全;而对于监管部门来说,区块链将要保护公民的资产安全及企业的运营安全。
At present, the block chain is still in its early stages of development, technology is not too perfect, and some projects are still in the implementation stage, and there are many problems that need to be addressed. Thus, for ordinary users, it can only be accepted once the technology is absolutely perfected; for businesses, the security of the block chain technology not only guarantees their own data, but also the security of their clients' data; and for regulators, the block chain will protect the asset safety of citizens and the safety of their businesses' operations.
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