看懂区块链是什么不仅只是一张图，详解区块链技术的工作原理

由于这些技术设计决定，在此共享记录簿中对项目进行欺骗是不可能的。如果在计算机上拥有一本或多本记录本的人试图不诚实地更改它，那么这些更改将被验证过程中使用的许多计算机拒绝。但是如果没有银行，储存的资金在哪里？这是一个更难以掌握的部分。当我们谈论像比特币这样的数字货币时，没有硬币存储库，然而记录簿中的每一行项目就是金钱。

Because of these technical design decisions, it is not possible to defraud the project here in the shared logbook. If a person with one or more transcripts on a computer tries to change it dishonestly, the changes will be rejected by many computers used in the validation process. But, without a bank, where are the funds stored? This is a much more difficult part. When we talk about digital currencies like Bitcoin, there is no coin repository, but every line of the book is money.

这些概念不是大家想的那样复杂。这一切都是由人创造的，他们并不比你或我更聪明，当你分解它时，这一切都很简单。也就是说，这份共享记录簿的现代版本确实是一种技术上的胜利，正在寻求以深远的方式塑造我们的未来。

These concepts are not as complex as you think. They're all created by people, and they're not smarter than you or me, and they're simple when you break it down. That is, the modern version of this shared logbook is indeed a technical victory that seeks to shape our future in a far-reaching way.

要清楚的是，这不仅仅是一个存储在许多人共享的中心位置的记录簿。这本记录簿有数千份，存储在世界各地的计算机上，包括家庭计算机和商业服务器，因此称为“分散式”。

What is clear is that this is not just a record book stored in a central location shared by many. It has thousands of copies stored on computers around the world, including home computers and commercial servers, and is therefore called “dispersed”.

我们可以举个例子来说明，当小明想向小明汇款时，会创建一个新的订单项详细说明该交易。然后，此订单项会被发送至拥有该记录副本的数百台其他计算机。这些计算机确认此次交易是经过授权的，并且最终他们同意（或不同意）该交易的所有内容都是合法的，然后再给予该项目批准。就好像小明和小红有几百个伴侣站在他们周围一样，看着小明递给小红这笔钱，并且他们都同意他真的把钱交给了她。

We can give an example of how a new order will be created when Ming wants to transfer money to Ming. Then, the order will be sent to hundreds of other computers with copies of the record. These computers confirm that the transaction is authorized, and eventually they agree (or disagree) that all elements of the transaction are legal and then give approval to the project. It is as if Ming and Red had hundreds of partners standing around them, watching Ming hand over the money, and they all agree that he actually gave it to her.

那么交易公开透明这对银行来说有什么不同？这份共同记录簿的天才之处在于它不需要银行，也不需要中央集权的公司，而且您不需要信任任何金融机构......不需要任何中间商，它是去中心化的。详细说来，这份共享记录本并不属于任何一个个人或组织。它由拥有记录本的每个人拥有。但这并不意味着任何拥有记录本的人都可以控制（稍后会有更多内容哦）。另外，这本记录本就是我们所说的“不可变的”，或者是通俗的说，它是不可逆转的。只要互联网存在，每一行就会永久存在。如果小红想要退还小明的钱，这将是一个新的项目，将钱返还，而不是交易的原来交易。

So what difference does transparency of transactions make for banks? The genius of this common record book is that it does not need a bank or a centralized company, and that you do not need to trust any financial institution... no middlemen, it is decentralized. In detail, this shared record book does not belong to any individual or organization. It is owned by everyone who owns the record book. It does not mean that any person who owns it can control it (there will be more content later). Moreover, this record is what we call “unchangeable” or, in general terms, irreversible. As long as the Internet exists, every line will remain permanent. If Red wants to return Ming's money, it will be a new project, the money will be returned, not the original transaction of the transaction.