VTChain(BVT币)是基于以太坊的代币，可用于网络发展的激励机制。VTChain是一种构建企业级区块链应用的分布式、生产级开放生态，致力于推动将区块链技术与企业级产品应用紧密关联起来，充分利用区块链技术的优势，解决应用系统实践中心化系统日益明显的成本与安全保障问题。
VT Chain (BVT) is an incentive for the development of networks based on a proximate token. VT Chain is a distributed, production-level open ecology for the construction of enterprise-level block chain applications, working to promote a strong link between block chain technology and enterprise-level product applications, taking full advantage of block chain technology, and addressing the increasingly obvious cost and safety implications of the application system’s centralization system.
项目为公益项目，旨在推动区块链3.0应用技术在国内外的发展和提高。VTChain基金会为公益组织，负责推进、管理VTChain项目发展和运营。
The VT Chain Foundation is a public interest organization responsible for promoting and managing the development and operation of the VTchain project.
VTChain将选择成熟时机对项目进行全部开源。
VT Chain will choose the full time to open up the project.
VTChain基于比特币、以太坊、Neo、Hyperledger等区块链开源技术框架基础，创新提出软件即服务(Software as aService，简称SAAS)的区块链应用技术，推动区块链技术快速构建商业级应用产品，充分吸收和借鉴比特币、以太坊、Neo、Hyperledger区块链技术的基础构件，使其更加适合企业和开发者、终端用户，尤其是中国区域的应用级产品的开发与实践。
Based on the foundation of the open source technology framework for block chains such as Bitcoin, Etheria, Neo, Hyperledger and others, the VTchain innovation proposes the application of the software, the Software as a Service, or SAAS, to facilitate the rapid construction of the commercial-level applications of block chain technology, fully absorbing and drawing on the basic components of the Bitco, Ether, Neo, Hyperledger sector chain technology to make it more appropriate for enterprises and developers, end-users and, in particular, applications-level products development and practices in the Chinese region.
同时，借鉴比特币、Neo、以太坊和Hyperledger的技术框架设计思想，VTChain采用插拔式、松散耦合的模块化设计，适用于普初中高级不同水平的开发者构建商业级大规模应用产品。用于构建支撑业务的行业应用和平台，以便支持各种各样的商业应用场景。
At the same time, building on the ideas of the technical framework design of Bitcoin, Neo, Etheria and Hyperledger, VT Chain uses an interpolated, loosely-coated modular design that applies to the construction of large-scale commercial applications by developers at different levels of upper secondary education. The industry applications and platforms used to support the business are used to support a variety of business applications.
自区块链诞生开始，“让人人都参与使用区块链、享受区块链的发展成果”成为VTChain社区共同愿景，因此VTChain项目的设计目标是重构区块链底层架构，以商业级应用需求为驱动，面向所有B2B和B2C应用设计，并提供国产化、界面友好、多语言的IDE开发环境。
Starting with the birth of the block chain, “ involving everyone in the use of the block chain and enjoying the development results of the block chain & & rdquao; and being a shared vision of the VTchain community, the design objective of the VTchain project is to reconfigure the bottom structure of the block chain, driven by commercial-level application needs, for all B2B and B2C applications, and to provide a nationally grown, interface-friendly, multilingual IDE development environment.
基于VTChain技术的P2P网贷聚合平台
P2P Internet lending convergence platform based on VT Chain technology
从目前的技术应用和行业现状来看，区块链技术在金融领域的商业价值最为清晰可见，我们将首先谈谈如何基于VTChain应用平台,实现P2P网贷聚合平台BCLP系统(Block Chain Lending Platform，以下简称BCLP系统)。BCLP系统是一种使用区块链技术、大数据技术实现的P2P网贷、信用共享、信息聚合、智能评估等数字资产管理系统。
Given the current state of technology applications and industry, the commercial value of block-chain technologies in the financial sector is most evident, and we will start by talking about how to achieve the BCLP system, based on the VT Chain application platform, based on the P2P network loan pooling platform (Block Chain Lending Platform, hereinafter referred to as the BCLP system). The BCLP system is a digital asset management system that uses block-chain technology, the P2P net lending, credit sharing, information syndication, smart evaluation, etc.
使用区块链技术的网贷聚合平台具有如下特性：
A mesh polymerization platform using block chain technology has the following characteristics:
1、身份共识机制：BCLP系统要求参与者具有明确、可靠的身份数据，参与者包括借方用户、贷方用户，此方面的数据可以在BCLP数据区块中从新建立，也可以从现有的应用系统中拉取(Pull)，BCLP系统提供统一的API接口和工具对接现有的应用系统。
1. Identity consensus mechanism: The BCLP system requires participants to have clear and reliable identification data, including borrowers and lenders, which can be newly created in the BCLP data block or drawn from the existing application system (Pull), and the BCLP system provides a unified API interface and tool docking of existing applications.
2、信息聚合机制：借贷系统要求对借方的信用、贷方的可贷款额度等内容有足够可靠的信息，并且具备不可操作和篡改的特性，BCLP系统将个人信用、贷方的贷款机制(包括额度、利率等)信息保存在分布式数据节点，在BCLP控制列表(由共识机制自动控制)未经授权的情况下，不允许修改。因此BCLP系统的相关资讯均可认为是合理有效的。同时BCLP通过可插拔的智能合约逻辑提供借贷双方必要的服务。
Information aggregation mechanisms: The lending system requires that the credit of the borrower, the loanable amount of the lender, etc., is sufficiently reliable and has unwieldy and tampering features. The BCLP system keeps information on personal credit, loan mechanisms of the lender (including amounts, interest rates, etc.) in distributed data nodes and does not allow modification without the authorization of the BCLP control list (which is automatically controlled by the consensus mechanism). The relevant information on the BCLP system can therefore be considered to be reasonably valid.
3、大数据分析策略：BCLP系统将对接第三方合作的信用平台采集大量的原来数据，采用大数据分析策略和分布式计算方法智能评估借方贷款额度，通过比价机制提供最佳的借贷方案。
3. Big data analysis strategy: The BCLP system will capture a large amount of original data from a credit platform that receives third-party cooperation, use a big data analysis strategy and a distributed calculation method to intelligently assess the loan lines of borrowers and provide the best lending options through a matching mechanism.
基于VTChain区块链技术的汽车拍卖平台
Automotive auction platform based on VT Chain block chain technology
在Hyperlydger官方资料中，基于区块链技术的汽车拍卖平台是其经典的一个应用解决方案，因为VTChain也将其作为一种案例，以便大家更好的理解VTChain的企业级应用特点。
In Hyperlydger official sources, the motor auction platform, based on block chain technology, is a classic application solution, as VT Chain has also used it as a case in order to better understand the business-level application characteristics of VT Chain.
在汽车拍卖平台中，构成交易的三大要素：参与者、资产与事务。参与者包括拍卖业务所有的利益相关者，包括汽车持有人、买家、平台管理方等。资产在此主要指汽车转换而成的数字化等价标的物，事务指双方由此产生的查询、拍卖、管理等交易事件。
In auto auction platforms, three main elements of the transaction are participants, assets and services. Participants include all stakeholders in the auction business, including car owners, buyers, platform managers, etc.
平台管理方首先在注册机构(区块链共识节点提供注册服务)中登记参与者、资产等数据，并存储于数据节点，通过共识机制在所有系统客户端达成一致状态，此状态包括各方数据、资产数据、拍卖状态(拍卖中、已完成、作废等)。拍卖开始后，由参与者开始向共识节点发起身份验证，获得其被授予的权限(由控制中心管理)，并取得授权的CA证书。智能合约采集其出价数据，并随时判定拍卖是否结束，拍卖结束条件为拍卖时间结束或第一价高者产生，系统将自动结束。
The platform manager first registers participants, assets, etc. data in the registered institution (the block chain consensus node providing registration services) and stores them in the data node, where agreement is reached at all system clients through a consensus mechanism, including data from all parties, asset data, auction status (in auctions, completed, cancelled, etc.). After the auction starts, the participants begin to initiate identification to the consensus node, obtain their delegated authority (managed by the control centre) and obtain an authorized CA certificate.
此系统中，所有参与者、机动车采用各自统一的编码方式获得唯一标识，作为拍卖系统中的令牌，由注册机构和共识机制完成采集和验证。
In this system, all participants, motor vehicles and vehicles are uniquely identified using their respective codes as tokens in the auction system, which are collected and validated by the registrar and consensus mechanism.
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